The iopdc Personal Accident Scheme

We would strongly recommend that you upgrade to Executive Member status today in order to enjoy the full benefits available.

Basic Personal Accident Insurance provides cover to Executive members of the IOPDC in the event of accidental death, loss of limb or limbs, loss of eye or eyes, loss of hearing, and disablement, due to accidental bodily injury being sustained. The IOPDC have arranged a group cover for executive members with a range of additional benefits (click here for summary of full benefits).

The protection of individual members is

· Protect household income

· Keep the confidence of banks and financial Institutions

· Continue to meet your work commitments

The protection for Company members (the benefits are paid to the company not directly to the employee) is

· Maintaining weekly payments to employee

· Training replacement employee

· Buy out of partner

· Hiring a replacement for the injured person

· Overtime funding

· Business interruption protection

· Loss of key employees

Please click on the links below for full policy cover details.

    Policy Summary

    Policy Definitions